Front desk staff assisting a patient with dental insurance questions at Shine Dental in Richmond, VAFront desk staff assisting a patient with dental insurance questions at Shine Dental in Richmond, VA

Insurance & Financing

Your care should never come down to a question of cost. Shine Dental accepts a wide range of insurance plans, offers in-house payment arrangements, and provides financing options for larger treatments, so that whatever your situation, there is a path forward.
Receptionist reviewing dental insurance paperwork with a patient at Shine Dental in Richmond, VA

Insurance Plans We Accept

Shine Dental accepts almost all dental insurance plans, including Virginia Medicaid. If you have coverage, the likelihood is we take it.

Before your appointment, our team will verify your benefits so you arrive knowing exactly what to expect. No surprises after treatment. No confusing statements after the fact. Just a clear, honest conversation about your coverage before anything begins.

Not sure whether your plan is accepted? Give us a call and we will check for you.

Payment Options

Shine Dental accepts all major forms of payment, including cash, check, and credit card. For patients managing a balance or facing a treatment that feels out of reach, we offer in-house payment plans designed to make care accessible without financial strain.

If cost is a concern, say so. Our team will have an honest conversation with you about your options and help you find an arrangement that works.

Patient paying by card at the payment terminal of Shine Dental in Richmond, VA
Patient signing insurance forms at the front desk of Shine Dental in Richmond, VA

Financing Options

For more involved treatment plans, Shine Dental offers third-party financing with flexible terms and a simple application process. You can get the care you need now and manage the cost over time, on a schedule that fits your life.

Our team is happy to walk you through your financing options at any point: before your appointment, at your first visit, or whenever the question comes up. There is no pressure and no judgment, just clear information and genuine support.

In-House Membership Plan

No Insurance? Save With Our Membership Plan

Quality care and healthy smiles for life. One simple membership covers you or your whole family, with real savings on the care you need.

Individual

$99

One member

Individual + One

$174

Two members

Family

$249

Up to 4 members

Additional $75 for each individual added after 4 members.

Membership Benefits

50%Discount

Preventative Services

Including routine cleanings, routine exams, x-rays (bitewings, PAs, panoramic), fluoride, and limited (emergency) exams.

20%Discount

Restorative Services

Including fillings, crowns, root canals, oral surgery, periodontal cleanings, and nitrous oxide.

  • No Deductibles
  • No Limitations
  • No Frequencies
  • No Maximums
  • No Age Limit

Ready to join? Enroll at the front desk or call us today.

Get In Touch

We Can't Wait to Meet You

At Shine Dental, every new patient is a new relationship, and we take that seriously. Give us a call or book online. We'll take great care of you and your family. Call (804) 554-0010 or schedule online to set up your visit. We'll be in touch soon.